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Kristen Christian

November 4, 2011, 6:42 p.m.

When Kristen Christian learned
that Bank
of America Corp.
planned to charge her a $5 monthly debit card fee, she did
what many people do these days when they get mad: She ranted on Facebook.

followed was an illustration of the power of social media.

Her Facebook
post urging friends to abandon big banks unwittingly blossomed into a national
campaign. More than 75,000 people have pledged to participate in “Bank Transfer
Day” by moving their money from large U.S. banks to nonprofit credit unions by
Saturday, Christian said.

The 27-year-old Echo Park resident has become
something of a media star. Christian has appeared on national television
programs to discuss the grass-roots movement that started with a couple of key
strokes on her Mac and ended with credit unions bracing for a swarm of new

“I definitely never expected it to become this big,” Christian

She started the campaign Oct. 4 by inviting 500 of her Facebook
friends to abandon their banks. Christian said she would have been happy if just
a few others joined her, but it became something much bigger.

650,000 U.S. consumers opened credit union accounts in the month since BofA
announced Sept. 29 its planned debit card fee, according to the Credit Union
National Assn., a trade organization. That compares to an average of 80,000 new
members a month the rest of the year, the group reported.

Faced with
mounting consumer criticism, BofA abandoned the planned fee Tuesday.

think we may look back in a few years and say that this was the spark that
caused a lot of people to say, ‘Yes, credit unions are a better deal,'” Bill
Cheney, chief executive of the credit union association, said in an interview
Friday. “Because at a credit union the members are the

Bank of America spokeswoman Anne Pace declined to comment
on the Bank Transfer Day campaign.

A poll released this week by research
firm Harris
portrayed big banks as vulnerable to losing customers to credit
unions, regional banks and community banks.

Twenty-nine percent of Bank
of America customers said they were not likely to remain with the company,
compared with 22% at Wells
and 21% at Chase, according to the poll. Just 3% of credit union
members said they were not likely to continue the relationship.

said BofA’s planned fee bothered her because it exempted wealthy customers who
met certain balance requirements, meaning it would hit people who could least
afford it.

The public outcry was a sign that BofA underestimated U.S.
consumers, Christian said.

“The American people are done,” she said.
“We’re done supporting businesses whose practices we don’t believe

The public campaign against big banks carried a price. Christian
said she received a death threat by telephone after one of her first television

As a result, Christian closed an art gallery she had run,
fearful that it would be an easy place for the caller to find her.

can’t do the country much good if I’m dead,” she said.

Not everyone has
been unhappy with Christian’s efforts. She said six men have proposed marriage.
Even a Los
Angeles Police Department
officer who stopped her because of a burned-out
tail light was impressed, she said.

“He told me, ‘You look really
familiar. You’re the credit union girl!'” she said. “He gave me a fix-it ticket,
but he also gave me a high-five.”


using the number/letter grid:
1      2      3       4       5       6      7      8      9
A      B     C       D       E       F      G      H      I
J      K      L      M      N       O      P      Q      R
S      T      U      V      W      X      Y      Z



A = 1              J = 1              S = 1

B = 2              K = 2             T = 2

C = 3              L = 3             U = 3

D = 4              M = 4            V = 4

E = 5              N = 5            W = 5

F = 6              O = 6             X = 6

G = 7              P = 7             Y = 7

H = 8              Q = 8             Z = 8

I = 9               R = 9



Kristen Christian

2991255 389912915        80


her path of destiny = 80 = Dealing with the aftermath.  The other shoe drops.




find out your own numerology at:


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